Impact of AI on Fair Lending Laws and Practices
2020 CCSRE Race and Technology Practitioner Fellow
The emergence of AI in the consumer credit market has brought new types of opportunities and risks for historically disadvantaged populations seeking loans. This project's contribution will be to develop a mechanism for monitoring disparate impact by testing for and reporting on lending practices that unfair, deceptive or abusive to vulnerable groups and communities.
Hong Qu serves as a research director and adjunct lecturer at the Harvard Kennedy School. He was a member of YouTube’s startup team where he designed key features such as video sharing, channels, and skippable ads. Prior to HKS, he was VP of product at Upworthy and CTO at Fusion Media. He has been a visiting Fellow at Neiman Foundation and a member of the Berkman Klein Center and MIT Media Lab's Assembly program on Ethics and Governance of AI. Hong is a graduate of Wesleyan University and the UC Berkeley School of Information.